I will be speaking about transformational mobile banking as well next Wednesday, basically taking the conversation forward from where Saurabh left it. I intend to speak about two broad things: i) savings on the mobile platform and ii) taking the conversation of mobiles and money beyond mobile banking. I will be presenting my own research for the most part. 

I am including a bunch of readings here. Fortunately, the mobile banking space has a lot of non-academic traction, so I am also including a blog post for a quick overview!

1. Why M-Pesa should offer savings accounts? 
http://www.cgap.org/blog/why-m-pesa-should-offer-savings-accounts

2. The mobile phone as a link to formal financial services: findings from Uganda
http://dl.acm.org/citation.cfm?id=2160693

3. An emerging platform:From money transfer system to mobile money ecosystem
http://www.imtfi.uci.edu/files/imtfi/docs/2012/innovations_6-4_final_kendall_maurer_machoka_veniard.pdf